Credit for small businesses: thanks to Financial Technologies alternatives to conventional bank loans!
Urgently sought: Credit for small businesses, as an alternative to the house bank! In fact, the self-employed, small businesses, freelancers and tradesmen are often desperately looking for a short-term, fast financing solution to bridge a funding gap in the sense of a bridging loan.
Open payments, unexpected repairs, or unexpected back payments are just a few of the many reasons that can lead small businesses and the self-employed to financial hardship. A classic bank loan could help, but since the introduction of Basel III lending rules, this has become very difficult for small businesses.
Add to that, that one would like to stress the laboriously built up trust with the house bank only with short-term loan inquiries. In most cases, the house bank is not the right contact for short-term financing problems.
Financial Technologies company focused on short-term loan solutions and bridging finance
The primary financing needs of small businesses and the self-employed are short-term. Here unbureaucratic and uncomplicated solutions are required. However, conventional banks (including the house bank) usually run a business model that is geared to long-term loans (installment loans). They are thus hardly able to respond to short-term financing problems of their customers.
Our short-term loan solutions are the two Financial Technologies companies financinga and inancingent.
financinga for short-term loan for small businesses and the self-employed
The Financial Technologies company financinga specializes in fast, short-term loan solutions of up to € 100,000 and maturities of up to 12 months. Its innovative credit-worthiness analysis technology allows fast credit decisions within hours!
With the financinga online platform, self-employed people and SMEs can apply for loans in just a few minutes, for example, to buy goods, settle unexpected bills or secure growth. Thus, the financinga loan offer is ideally suited for short-term financing solutions as bridge financing, bridging loan and for problem solving of unforeseen financing bottlenecks or liquidity gaps.
The Financial Technologies company financinga has been a test winner for short-term loan solutions for small companies, self-employed and business people for months!
inancingent for short-term loan for small businesses, self-employed and medium-sized companies
The Financial Technologies company inancingent is known for its bank-independent and cross-product financing solutions for the self-employed, tradesmen and medium-sized companies. inancingent now offers short-term credit solutions for Employment Credit with special conditions!
With the Employment Credit, a loan solution is offered, which can be adapted quickly, comfortably and flexibly to the financing plans. From 10,000 euros, financing with a duration of between six and 60 months is possible. The loan amount can be taken up as low as 2.7 percent nominal interest without the need for collateral. The Employment Credit as a quick loan for small businesses, the self-employed and SMEs is suitable for all those who simply need a classic loan.
With the Employment Credit, customers can receive a loan commitment of more than € 100,000 within just 24 hours, with a maximum of € 750,000 within 48 hours
For those in need of more complex financing, inancingent continues to provide expert and product independent expert advice on all financing products. See also:
SME tip: With one request, access to 220 financial partners and 1,700 subsidies!
Further tips for creditors for small businesses and the self-employed…
- Our advice: First study the credit requirements, and then submit the application! This saves unnecessary frustration and false hopes.
- Fresh capital through money from the state through state subsidy programs. More at: Subsidies for the self-employed, traders and SMEs
- The time-consuming search for funding does not have to be: Access to 220 financing offers and 1,700 funding programs with just one online request? Yes, that is possible! More at: SME tip: With one request access to 220 financial partners and 1,700 funding!
- With the financial portal inancingent the credit chances increase by 100%! Another advantage: you save 30% interest! More: SME tip: 100% higher credit chances and 30% interest savings!
- With inancingent you can choose from 220 finance partners for commercial real estate financing!
- Offers for credit for small businesses of different providers may be relatively different. Therefore: Always catch up on multiple offers and compare: With the credit formula can save up to 40% interest!
- Often forgotten: A financially strong guarantor always increases the chances of getting a loan (including cheaper credit terms).
- With small business loans, credit insurance can be helpful as extra security!
- In addition to a guarantee or credit insurance, there are other securities that increase the chances of a loan for small companies.
Everything else is found in our practice guide loans for small businesses and the self-employed.